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Your Local San Jose Independent Insurance Agency

KIS Insurance Services specializes in commercial auto insurance, transportation (taxicab, non-emergency limousine companies) insurance, auto, home, life, and business insurance.

At KIS Insurance Services, our priority is helping our customers find the best coverage in order to protect what matters most in life. As an independent agency, we work with a wide variety of top carriers to help you find the best coverage to suit your exact situation.

No matter your insurance needs, we can help you find the perfect policy to give you peace of mind without breaking the bank. Contact us for a quote today!

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Commercial Transportation

We specialize in commercial auto and transportation insurance, including taxicab and non-emergency limousine companies.
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Personal Insurance

Your personal items are your greatest investment, but you shouldn’t have to break the bank to insure them. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

The Hidden Costs of Skipping Insurance

Posted: April 16, 2025

This April is the 22nd anniversary of Financial Literacy Month, a time that inspires us to secure our future with sound financial planning, budgeting, saving, and investing. It’s an excellent opportunity to improve your financial education and be more secure in your goals. For example, many people are unaware of the hidden costs of skipping insurance, making them financially vulnerable. Why Consider the Cost of...

3 Business Insurance Expenses to Write Off on Your Taxes

Posted: April 4, 2025

It’s tax season once again! As a business owner, you are likely looking for ways to maximize deductions and reduce taxable income. Fortunately, several business insurance policies qualify as tax-deductible expenses under IRS rules. If an insurance policy is both ordinary (common in your industry) and necessary (helpful for business operations), you may be able to deduct the full cost of the premium. Help protect...

5 Insurance Considerations for Your Home Remodel

Posted: April 1, 2025

Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased Coverage for Home Additions Expanding your home, whether by adding rooms or finishing a basement,...

A Guide to LLC Insurance for Small Businesses

Posted: March 19, 2025

Many small business owners choose to operate as limited liability companies (LLCs) for the liability protection they offer. While registering as an LLC can shield personal assets from business liabilities, it will not eliminate all risks. LLC insurance is essential to help your small business weather unexpected challenges, such as property damage, lawsuits, and other unforeseen events.  Why Do LLCs Need Business Insurance? While LLC...