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Your Local San Jose Independent Insurance Agency

KIS Insurance Services specializes in commercial auto insurance, transportation (taxicab, non-emergency limousine companies) insurance, auto, home, life, and business insurance.

At KIS Insurance Services, our priority is helping our customers find the best coverage in order to protect what matters most in life. As an independent agency, we work with a wide variety of top carriers to help you find the best coverage to suit your exact situation.

No matter your insurance needs, we can help you find the perfect policy to give you peace of mind without breaking the bank. Contact us for a quote today!

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Commercial Transportation

We specialize in commercial auto and transportation insurance, including taxicab and non-emergency limousine companies.
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Personal Insurance

Your personal items are your greatest investment, but you shouldn’t have to break the bank to insure them. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

The Difference Between Condo Insurance & Home Insurance

Posted: March 16, 2025

Like homeowners and renters, condo owners need insurance coverage to protect them from financial loss caused by perils such as fire, theft, and lawsuits. However, condominiums are different from homes or apartments. Although part of the building or property belongs to the condo owner, some of the condo belongs to the condominium association. Therefore, insurance coverage is different for this type of dwelling.  What Types...

5 Essential Compliance Tips for Restaurant Owners

Posted: March 4, 2025

Running a restaurant is a complex task that requires managing staff, pleasing customers, and marketing to keep customers coming in. Amid the daily hustle, compliance with regulatory requirements can slip down the priority list. Overlooking these requirements can lead to serious financial and legal consequences that can jeopardize your business. The following five essential compliance tips can help restaurant owners navigate this complex landscape: Understand...

How Does My Credit Score Affect My Insurance Rates?

Posted: March 2, 2025

March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a landlord will consider.  Another area where credit score plays a critical role is in determining...

Your Guide to Purchasing Small Business Insurance

Posted: February 19, 2025

Small business insurance can help independent business owners better cope with the challenges and risks inherent in their work. Several types of small business insurance policies are available—what’s right for you? Types of Small Business Insurance Policies All small businesses need to be insured. The types of policies available include the following: General Liability Insurance: These policies protect against personal injury lawsuits, property damage caused...